Call reports 2008
FIRST COMMUNITY BANK OF THE OZARKS — 2008
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,955,000 | 87,097,000 | 88,497,000 | 89,055,000 |
| Total loans | 61,562,000 | 64,555,000 | 64,889,000 | 64,901,000 |
| Allowance for loan losses | 772,000 | 770,000 | 767,000 | 784,000 |
| Securities available for sale | 13,834,000 | 14,265,000 | 14,132,000 | 14,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,829,000 | 65,939,000 | 67,814,000 | 67,947,000 |
| Interest-bearing deposits | 58,304,000 | 60,143,000 | 61,365,000 | 63,259,000 |
| Noninterest-bearing deposits | 5,525,000 | 5,796,000 | 6,449,000 | 4,688,000 |
| Equity capital | 8,406,000 | 8,335,000 | 8,415,000 | 8,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,824,000 | 4,111,000 | 5,339,000 |
| Interest expense | 606,000 | 1,130,000 | 1,601,000 | 2,003,000 |
| Net interest income | 847,000 | 1,694,000 | 2,510,000 | 3,336,000 |
| Noninterest income | 179,000 | 331,000 | 536,000 | 732,000 |
| Noninterest expense | 867,000 | 1,763,000 | 2,652,000 | 3,751,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 159,000 | 262,000 | 394,000 | 217,000 |
| Income tax | 52,000 | 80,000 | 110,000 | -16,000 |
| Net income | 107,000 | 182,000 | 284,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,283,000 | 8,359,000 | 8,461,000 | 8,110,000 |
| Total capital | 9,055,000 | 9,129,000 | 9,228,000 | 8,893,000 |
| Risk-weighted assets | 67,675,000 | 70,371,000 | 71,882,000 | 72,401,000 |