Call reports 2006
FIRST COMMUNITY BANK OF THE OZARKS — 2006
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,674,000 | 78,688,000 | 76,508,000 | 75,892,000 |
| Total loans | 57,120,000 | 58,880,000 | 56,478,000 | 56,543,000 |
| Allowance for loan losses | 749,000 | 746,000 | 747,000 | 739,000 |
| Securities available for sale | 12,778,000 | 13,957,000 | 13,361,000 | 12,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,237,000 | 59,542,000 | 57,635,000 | 59,115,000 |
| Interest-bearing deposits | 57,490,000 | 52,488,000 | 51,510,000 | 52,513,000 |
| Noninterest-bearing deposits | 7,747,000 | 7,054,000 | 6,125,000 | 6,602,000 |
| Equity capital | 8,032,000 | 8,160,000 | 8,357,000 | 8,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,570,000 | 3,936,000 | 5,353,000 |
| Interest expense | 454,000 | 946,000 | 1,483,000 | 2,029,000 |
| Net interest income | 794,000 | 1,624,000 | 2,453,000 | 3,324,000 |
| Noninterest income | 108,000 | 319,000 | 490,000 | 626,000 |
| Noninterest expense | 770,000 | 1,577,000 | 2,400,000 | 3,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 366,000 | 543,000 | 696,000 |
| Income tax | 57,000 | 136,000 | 200,000 | 254,000 |
| Net income | 75,000 | 230,000 | 343,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,223,000 | 8,379,000 | 8,492,000 | 8,591,000 |
| Total capital | 8,972,000 | 9,125,000 | 9,239,000 | 9,317,000 |
| Risk-weighted assets | 62,350,000 | 61,492,000 | 60,739,000 | 60,668,000 |