Call reports 2002
FIRST COMMUNITY BANK OF THE OZARKS — 2002
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,076,000 | 64,762,000 | 67,887,000 | 70,083,000 |
| Total loans | 37,656,000 | 42,876,000 | 46,357,000 | 45,184,000 |
| Allowance for loan losses | 389,000 | 389,000 | 361,000 | 343,000 |
| Securities available for sale | 15,572,000 | 15,298,000 | 15,010,000 | 14,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,250,000 | 53,258,000 | 56,759,000 | 57,343,000 |
| Interest-bearing deposits | 48,663,000 | 49,086,000 | 51,838,000 | 52,748,000 |
| Noninterest-bearing deposits | 3,587,000 | 4,172,000 | 4,921,000 | 4,595,000 |
| Equity capital | 4,604,000 | 4,924,000 | 4,695,000 | 4,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 1,913,000 | 2,867,000 | 3,791,000 |
| Interest expense | 376,000 | 733,000 | 1,098,000 | 1,460,000 |
| Net interest income | 574,000 | 1,180,000 | 1,769,000 | 2,331,000 |
| Noninterest income | 71,000 | 149,000 | 275,000 | 372,000 |
| Noninterest expense | 540,000 | 1,196,000 | 1,797,000 | 2,381,000 |
| Provision for loan losses | 19,000 | 20,000 | 487,000 | 487,000 |
| Pretax income | 86,000 | 132,000 | 140,000 | 215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 132,000 | 140,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,496,000 | 4,542,000 | 4,551,000 | 4,625,000 |
| Total capital | 4,885,000 | 4,931,000 | 4,912,000 | 4,968,000 |
| Risk-weighted assets | 38,990,000 | 44,859,000 | 46,453,000 | 47,365,000 |