Call reports 2001
FIRST COMMUNITY BANK OF THE OZARKS — 2001
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,736,000 | 60,738,000 | 60,497,000 | 57,422,000 |
| Total loans | 33,129,000 | 31,322,000 | 34,161,000 | 34,047,000 |
| Allowance for loan losses | 330,000 | 332,000 | 346,000 | 385,000 |
| Securities available for sale | 16,076,000 | 16,061,000 | 16,468,000 | 17,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,460,000 | 50,936,000 | 52,106,000 | 51,049,000 |
| Interest-bearing deposits | 48,345,000 | 47,582,000 | 48,131,000 | 47,618,000 |
| Noninterest-bearing deposits | 3,115,000 | 3,354,000 | 3,975,000 | 3,431,000 |
| Equity capital | 4,468,000 | 4,503,000 | 4,735,000 | 4,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,215,000 | 3,252,000 | 4,230,000 |
| Interest expense | 638,000 | 1,223,000 | 1,747,000 | 2,178,000 |
| Net interest income | 486,000 | 992,000 | 1,505,000 | 2,052,000 |
| Noninterest income | 72,000 | 149,000 | 219,000 | 302,000 |
| Noninterest expense | 498,000 | 1,018,000 | 1,537,000 | 2,097,000 |
| Provision for loan losses | 0 | 2,000 | 21,000 | 60,000 |
| Pretax income | 60,000 | 121,000 | 178,000 | 248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 121,000 | 178,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,222,000 | 4,283,000 | 4,340,000 | 4,410,000 |
| Total capital | 4,552,000 | 4,615,000 | 4,686,000 | 4,795,000 |
| Risk-weighted assets | 34,957,000 | 33,406,000 | 35,454,000 | 35,435,000 |
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