Call reports 2008
FIRST BREMEN BANK, THE — 2008
What FIRST BREMEN BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 323,781,000 | 314,731,000 | 317,873,000 | 327,081,000 |
| Total loans | 233,456,000 | 235,940,000 | 241,781,000 | 249,800,000 |
| Allowance for loan losses | 2,503,000 | 2,626,000 | 2,473,000 | 2,576,000 |
| Securities available for sale | 36,329,000 | 36,847,000 | 34,946,000 | 35,038,000 |
| Securities held to maturity | 23,988,000 | 25,875,000 | 24,199,000 | 22,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,509,000 | 272,028,000 | 279,169,000 | 284,820,000 |
| Interest-bearing deposits | 265,137,000 | 250,854,000 | 258,366,000 | 265,369,000 |
| Noninterest-bearing deposits | 19,372,000 | 21,174,000 | 20,803,000 | 19,451,000 |
| Equity capital | 32,175,000 | 32,080,000 | 32,606,000 | 33,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,269,000 | 10,400,000 | 15,516,000 | 20,565,000 |
| Interest expense | 2,471,000 | 4,598,000 | 6,620,000 | 8,620,000 |
| Net interest income | 2,798,000 | 5,802,000 | 8,896,000 | 11,945,000 |
| Noninterest income | 454,000 | 899,000 | 1,360,000 | 1,651,000 |
| Noninterest expense | 1,984,000 | 3,978,000 | 5,953,000 | 8,034,000 |
| Provision for loan losses | 245,000 | 535,000 | 835,000 | 1,110,000 |
| Pretax income | 1,023,000 | 2,188,000 | 3,468,000 | 4,452,000 |
| Income tax | 303,000 | 640,000 | 1,017,000 | 1,290,000 |
| Net income | 720,000 | 1,548,000 | 2,451,000 | 3,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,738,000 | 32,165,000 | 32,669,000 | 32,980,000 |
| Total capital | 34,241,000 | 34,791,000 | 35,142,000 | 35,556,000 |
| Risk-weighted assets | 241,526,000 | 244,059,000 | 249,324,000 | 254,857,000 |