Call reports 2005
FIRST BREMEN BANK, THE — 2005
What FIRST BREMEN BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 283,591,000 | 320,452,000 | 327,196,000 | 314,309,000 |
| Total loans | 204,819,000 | 210,912,000 | 218,330,000 | 219,209,000 |
| Allowance for loan losses | 2,467,000 | 2,500,000 | 2,494,000 | 2,542,000 |
| Securities available for sale | 15,800,000 | 13,736,000 | 12,910,000 | 12,354,000 |
| Securities held to maturity | 41,067,000 | 76,507,000 | 77,537,000 | 66,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,939,000 | 291,439,000 | 297,635,000 | 282,107,000 |
| Interest-bearing deposits | 233,723,000 | 272,302,000 | 278,312,000 | 277,287,000 |
| Noninterest-bearing deposits | 18,216,000 | 19,137,000 | 19,323,000 | 4,820,000 |
| Equity capital | 26,545,000 | 27,116,000 | 27,512,000 | 28,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,931,000 | 8,301,000 | 12,911,000 | 17,689,000 |
| Interest expense | 1,343,000 | 3,002,000 | 4,877,000 | 6,893,000 |
| Net interest income | 2,588,000 | 5,299,000 | 8,034,000 | 10,796,000 |
| Noninterest income | 276,000 | 507,000 | 815,000 | 1,128,000 |
| Noninterest expense | 1,769,000 | 3,501,000 | 5,205,000 | 6,924,000 |
| Provision for loan losses | 160,000 | 300,000 | 425,000 | 545,000 |
| Pretax income | 935,000 | 2,005,000 | 3,219,000 | 4,455,000 |
| Income tax | 297,000 | 635,000 | 1,022,000 | 1,429,000 |
| Net income | 638,000 | 1,370,000 | 2,197,000 | 3,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,657,000 | 27,189,000 | 27,619,000 | 28,247,000 |
| Total capital | 29,124,000 | 29,689,000 | 30,113,000 | 30,789,000 |
| Risk-weighted assets | 213,800,000 | 227,496,000 | 235,375,000 | 233,379,000 |