Call reports 2004
FIRST BREMEN BANK, THE — 2004
What FIRST BREMEN BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 272,113,000 | 272,737,000 | 281,361,000 | 289,746,000 |
| Total loans | 184,233,000 | 189,943,000 | 200,989,000 | 204,163,000 |
| Allowance for loan losses | 2,299,000 | 2,332,000 | 2,375,000 | 2,435,000 |
| Securities available for sale | 17,729,000 | 13,744,000 | 14,901,000 | 12,627,000 |
| Securities held to maturity | 46,772,000 | 45,464,000 | 42,539,000 | 40,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,480,000 | 242,999,000 | 249,809,000 | 257,534,000 |
| Interest-bearing deposits | 228,528,000 | 222,458,000 | 231,266,000 | 238,760,000 |
| Noninterest-bearing deposits | 16,952,000 | 20,541,000 | 18,543,000 | 18,774,000 |
| Equity capital | 24,493,000 | 24,997,000 | 25,659,000 | 26,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,917,000 | 7,807,000 | 11,848,000 | 15,916,000 |
| Interest expense | 1,191,000 | 2,338,000 | 3,521,000 | 4,786,000 |
| Net interest income | 2,726,000 | 5,469,000 | 8,327,000 | 11,130,000 |
| Noninterest income | 243,000 | 510,000 | 762,000 | 1,052,000 |
| Noninterest expense | 1,763,000 | 3,529,000 | 5,292,000 | 7,018,000 |
| Provision for loan losses | 180,000 | 320,000 | 495,000 | 675,000 |
| Pretax income | 1,026,000 | 2,130,000 | 3,304,000 | 4,491,000 |
| Income tax | 320,000 | 666,000 | 1,038,000 | 1,416,000 |
| Net income | 706,000 | 1,464,000 | 2,266,000 | 3,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,386,000 | 25,000,000 | 25,657,000 | 26,219,000 |
| Total capital | 26,685,000 | 27,332,000 | 28,032,000 | 28,654,000 |
| Risk-weighted assets | 198,117,000 | 202,665,000 | 212,813,000 | 215,555,000 |