Call reports 2003
FIRST BREMEN BANK, THE — 2003
What FIRST BREMEN BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 260,299,000 | 263,994,000 | 265,919,000 | 270,198,000 |
| Total loans | 181,154,000 | 185,490,000 | 184,313,000 | 184,785,000 |
| Allowance for loan losses | 2,255,000 | 2,273,000 | 2,287,000 | 2,298,000 |
| Securities available for sale | 12,594,000 | 17,861,000 | 18,106,000 | 18,700,000 |
| Securities held to maturity | 39,042,000 | 38,136,000 | 43,298,000 | 45,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,845,000 | 240,051,000 | 241,805,000 | 243,376,000 |
| Interest-bearing deposits | 221,438,000 | 222,796,000 | 223,504,000 | 226,009,000 |
| Noninterest-bearing deposits | 15,407,000 | 17,255,000 | 18,301,000 | 17,367,000 |
| Equity capital | 22,212,000 | 22,872,000 | 23,188,000 | 23,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,272,000 | 8,541,000 | 12,637,000 | 16,687,000 |
| Interest expense | 1,506,000 | 2,916,000 | 4,288,000 | 5,523,000 |
| Net interest income | 2,766,000 | 5,625,000 | 8,349,000 | 11,164,000 |
| Noninterest income | 217,000 | 512,000 | 764,000 | 1,034,000 |
| Noninterest expense | 1,741,000 | 3,484,000 | 5,214,000 | 6,929,000 |
| Provision for loan losses | 220,000 | 430,000 | 670,000 | 850,000 |
| Pretax income | 1,016,000 | 2,209,000 | 3,211,000 | 4,401,000 |
| Income tax | 317,000 | 691,000 | 1,007,000 | 1,383,000 |
| Net income | 699,000 | 1,518,000 | 2,204,000 | 3,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,048,000 | 22,753,000 | 23,125,000 | 23,824,000 |
| Total capital | 24,303,000 | 25,026,000 | 25,412,000 | 26,122,000 |
| Risk-weighted assets | 195,489,000 | 199,030,000 | 197,467,000 | 198,506,000 |