Call reports 2021
FIRST NATIONAL BANK OF CHADRON — 2021
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 146,357,000 | 150,179,000 |
| Total loans | 65,199,000 | 65,976,000 |
| Allowance for loan losses | 966,000 | 954,000 |
| Securities available for sale | 47,125,000 | 52,588,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 111,555,000 | 114,459,000 |
| Interest-bearing deposits | 90,513,000 | 94,559,000 |
| Noninterest-bearing deposits | 21,042,000 | 19,900,000 |
| Equity capital | 21,928,000 | 22,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 1,139,000 | 2,292,000 |
| Interest expense | 186,000 | 356,000 |
| Net interest income | 953,000 | 1,936,000 |
| Noninterest income | 588,000 | 979,000 |
| Noninterest expense | 841,000 | 1,687,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 700,000 | 1,228,000 |
| Income tax | 137,000 | 240,000 |
| Net income | 563,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 18,918,000 | 19,344,000 |
| Total capital | 19,884,000 | 20,298,000 |
| Risk-weighted assets | 89,323,000 | 97,259,000 |