Call reports 2020
FIRST NATIONAL BANK OF CHADRON — 2020
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 128,782,000 | 136,575,000 | 137,849,000 | 142,416,000 |
| Total loans | 64,869,000 | 70,724,000 | 62,079,000 | 62,195,000 |
| Allowance for loan losses | 961,000 | 963,000 | 964,000 | 966,000 |
| Securities available for sale | 38,619,000 | 39,421,000 | 41,316,000 | 43,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,756,000 | 100,819,000 | 102,052,000 | 107,218,000 |
| Interest-bearing deposits | 78,558,000 | 83,356,000 | 84,155,000 | 86,508,000 |
| Noninterest-bearing deposits | 15,198,000 | 17,463,000 | 17,897,000 | 20,710,000 |
| Equity capital | 20,260,000 | 21,357,000 | 21,526,000 | 21,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,757,000 | 4,044,000 | 5,248,000 |
| Interest expense | 273,000 | 513,000 | 744,000 | 957,000 |
| Net interest income | 1,144,000 | 2,244,000 | 3,300,000 | 4,291,000 |
| Noninterest income | 186,000 | 423,000 | 572,000 | 705,000 |
| Noninterest expense | 839,000 | 1,684,000 | 2,542,000 | 3,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 491,000 | 1,025,000 | 1,375,000 | 1,656,000 |
| Income tax | 89,000 | 180,000 | 250,000 | 306,000 |
| Net income | 402,000 | 845,000 | 1,125,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,708,000 | 18,051,000 | 18,232,000 | 18,355,000 |
| Total capital | 18,669,000 | 19,014,000 | 19,196,000 | 19,321,000 |
| Risk-weighted assets | 89,692,000 | 93,171,000 | 88,918,000 | 91,376,000 |