Call reports 2019
FIRST NATIONAL BANK OF CHADRON — 2019
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 124,140,000 | 126,743,000 | 126,343,000 | 128,122,000 |
| Total loans | 65,234,000 | 65,763,000 | 59,837,000 | 63,310,000 |
| Allowance for loan losses | 953,000 | 955,000 | 957,000 | 960,000 |
| Securities available for sale | 36,647,000 | 37,815,000 | 40,319,000 | 41,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,877,000 | 92,680,000 | 92,162,000 | 92,180,000 |
| Interest-bearing deposits | 75,081,000 | 76,988,000 | 76,751,000 | 75,795,000 |
| Noninterest-bearing deposits | 15,796,000 | 15,692,000 | 15,411,000 | 16,385,000 |
| Equity capital | 19,520,000 | 20,047,000 | 20,308,000 | 20,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,847,000 | 4,262,000 | 5,641,000 |
| Interest expense | 244,000 | 521,000 | 808,000 | 1,093,000 |
| Net interest income | 1,166,000 | 2,326,000 | 3,454,000 | 4,548,000 |
| Noninterest income | 174,000 | 323,000 | 477,000 | 617,000 |
| Noninterest expense | 858,000 | 1,689,000 | 2,558,000 | 3,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 482,000 | 960,000 | 1,373,000 | 1,769,000 |
| Income tax | 70,000 | 190,000 | 268,000 | 549,000 |
| Net income | 412,000 | 770,000 | 1,105,000 | 1,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,697,000 | 17,056,000 | 17,290,000 | 17,406,000 |
| Total capital | 17,650,000 | 18,011,000 | 18,247,000 | 18,366,000 |
| Risk-weighted assets | 89,426,000 | 91,974,000 | 87,129,000 | 89,687,000 |