Call reports 2018
FIRST NATIONAL BANK OF CHADRON — 2018
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 122,586,000 | 123,462,000 | 123,175,000 | 125,598,000 |
| Total loans | 69,183,000 | 72,720,000 | 66,952,000 | 66,684,000 |
| Allowance for loan losses | 962,000 | 942,000 | 946,000 | 951,000 |
| Securities available for sale | 30,877,000 | 31,993,000 | 33,131,000 | 31,817,000 |
| Securities held to maturity | 290,000 | 290,000 | 235,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,320,000 | 91,175,000 | 90,928,000 | 93,165,000 |
| Interest-bearing deposits | 75,175,000 | 76,396,000 | 75,545,000 | 75,001,000 |
| Noninterest-bearing deposits | 15,145,000 | 14,779,000 | 15,383,000 | 18,164,000 |
| Equity capital | 18,131,000 | 18,370,000 | 18,586,000 | 18,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,707,000 | 4,119,000 | 5,530,000 |
| Interest expense | 190,000 | 402,000 | 629,000 | 864,000 |
| Net interest income | 1,133,000 | 2,305,000 | 3,490,000 | 4,666,000 |
| Noninterest income | 161,000 | 330,000 | 481,000 | 634,000 |
| Noninterest expense | 828,000 | 1,661,000 | 2,499,000 | 3,313,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 465,000 | 973,000 | 1,471,000 | 2,010,000 |
| Income tax | 10,000 | 301,000 | 399,000 | 638,000 |
| Net income | 455,000 | 672,000 | 1,072,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,569,000 | 15,786,000 | 16,085,000 | 16,285,000 |
| Total capital | 16,531,000 | 16,728,000 | 17,031,000 | 17,236,000 |
| Risk-weighted assets | 97,200,000 | 97,946,000 | 93,533,000 | 91,122,000 |