Call reports 2017
FIRST NATIONAL BANK OF CHADRON — 2017
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 121,809,000 | 122,559,000 | 118,735,000 | 121,388,000 |
| Total loans | 70,862,000 | 74,861,000 | 70,437,000 | 75,419,000 |
| Allowance for loan losses | 935,000 | 959,000 | 959,000 | 962,000 |
| Securities available for sale | 26,192,000 | 25,915,000 | 25,908,000 | 25,957,000 |
| Securities held to maturity | 1,590,000 | 1,415,000 | 1,210,000 | 360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,690,000 | 90,778,000 | 89,391,000 | 88,223,000 |
| Interest-bearing deposits | 74,733,000 | 75,188,000 | 73,460,000 | 73,218,000 |
| Noninterest-bearing deposits | 15,957,000 | 15,590,000 | 15,931,000 | 15,005,000 |
| Equity capital | 17,355,000 | 17,972,000 | 17,921,000 | 17,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,552,000 | 3,896,000 | 5,221,000 |
| Interest expense | 165,000 | 333,000 | 511,000 | 689,000 |
| Net interest income | 1,080,000 | 2,219,000 | 3,385,000 | 4,532,000 |
| Noninterest income | 183,000 | 345,000 | 493,000 | 636,000 |
| Noninterest expense | 801,000 | 1,595,000 | 2,395,000 | 3,198,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 462,000 | 969,000 | 1,483,000 | 1,970,000 |
| Income tax | 9,000 | 21,000 | 31,000 | 42,000 |
| Net income | 453,000 | 948,000 | 1,452,000 | 1,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,589,000 | 15,083,000 | 15,037,000 | 15,213,000 |
| Total capital | 15,524,000 | 16,042,000 | 15,996,000 | 16,175,000 |
| Risk-weighted assets | 97,728,000 | 98,159,000 | 97,476,000 | 100,949,000 |