Call reports 2016
FIRST NATIONAL BANK OF CHADRON — 2016
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 127,005,000 | 126,905,000 | 120,304,000 | 122,458,000 |
| Total loans | 74,409,000 | 74,828,000 | 68,452,000 | 72,439,000 |
| Allowance for loan losses | 943,000 | 943,000 | 943,000 | 943,000 |
| Securities available for sale | 24,511,000 | 25,095,000 | 24,884,000 | 25,720,000 |
| Securities held to maturity | 3,550,000 | 3,045,000 | 2,670,000 | 1,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,247,000 | 88,097,000 | 90,208,000 | 86,623,000 |
| Interest-bearing deposits | 74,673,000 | 73,106,000 | 74,788,000 | 71,765,000 |
| Noninterest-bearing deposits | 17,574,000 | 14,991,000 | 15,420,000 | 14,858,000 |
| Equity capital | 16,358,000 | 16,804,000 | 17,042,000 | 16,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,495,000 | 3,725,000 | 4,936,000 |
| Interest expense | 151,000 | 306,000 | 463,000 | 618,000 |
| Net interest income | 1,077,000 | 2,189,000 | 3,262,000 | 4,318,000 |
| Noninterest income | 158,000 | 309,000 | 472,000 | 624,000 |
| Noninterest expense | 771,000 | 1,537,000 | 2,312,000 | 3,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 464,000 | 961,000 | 1,422,000 | 1,859,000 |
| Income tax | 11,000 | 20,000 | 32,000 | 43,000 |
| Net income | 453,000 | 941,000 | 1,390,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,322,000 | 13,659,000 | 13,959,000 | 14,135,000 |
| Total capital | 14,265,000 | 14,602,000 | 14,902,000 | 15,078,000 |
| Risk-weighted assets | 100,838,000 | 99,553,000 | 94,070,000 | 98,863,000 |