Call reports 2015
FIRST NATIONAL BANK OF CHADRON — 2015
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,201,000 | 126,260,000 | 123,642,000 | 129,725,000 |
| Total loans | 71,856,000 | 72,946,000 | 66,573,000 | 74,368,000 |
| Allowance for loan losses | 949,000 | 953,000 | 954,000 | 954,000 |
| Securities available for sale | 22,514,000 | 21,738,000 | 22,506,000 | 24,015,000 |
| Securities held to maturity | 5,815,000 | 5,420,000 | 4,860,000 | 3,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,005,000 | 96,623,000 | 97,269,000 | 94,334,000 |
| Interest-bearing deposits | 79,272,000 | 77,801,000 | 77,340,000 | 75,302,000 |
| Noninterest-bearing deposits | 18,733,000 | 18,822,000 | 19,929,000 | 19,032,000 |
| Equity capital | 15,741,000 | 16,053,000 | 16,099,000 | 15,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,387,000 | 3,593,000 | 4,790,000 |
| Interest expense | 156,000 | 310,000 | 460,000 | 609,000 |
| Net interest income | 1,022,000 | 2,077,000 | 3,133,000 | 4,181,000 |
| Noninterest income | 165,000 | 334,000 | 511,000 | 658,000 |
| Noninterest expense | 751,000 | 1,517,000 | 2,297,000 | 3,078,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 436,000 | 894,000 | 1,346,000 | 1,760,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 46,000 |
| Net income | 424,000 | 871,000 | 1,311,000 | 1,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,778,000 | 13,225,000 | 13,165,000 | 12,869,000 |
| Total capital | 13,727,000 | 14,178,000 | 14,119,000 | 13,823,000 |
| Risk-weighted assets | 91,534,000 | 95,117,000 | 92,909,000 | 102,135,000 |