Call reports 2013
FIRST NATIONAL BANK OF CHADRON — 2013
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,409,000 | 121,770,000 | 119,356,000 | 121,214,000 |
| Total loans | 61,711,000 | 63,301,000 | 63,343,000 | 68,726,000 |
| Allowance for loan losses | 991,000 | 967,000 | 966,000 | 965,000 |
| Securities available for sale | 15,411,000 | 13,873,000 | 13,147,000 | 11,138,000 |
| Securities held to maturity | 10,635,000 | 11,304,000 | 10,855,000 | 9,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,122,000 | 92,402,000 | 92,516,000 | 90,701,000 |
| Interest-bearing deposits | 80,604,000 | 80,004,000 | 77,945,000 | 76,715,000 |
| Noninterest-bearing deposits | 13,518,000 | 12,398,000 | 14,571,000 | 13,986,000 |
| Equity capital | 15,212,000 | 14,983,000 | 14,859,000 | 14,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,153,000 | 3,268,000 | 4,369,000 |
| Interest expense | 202,000 | 395,000 | 584,000 | 764,000 |
| Net interest income | 863,000 | 1,758,000 | 2,684,000 | 3,605,000 |
| Noninterest income | 166,000 | 314,000 | 476,000 | 620,000 |
| Noninterest expense | 744,000 | 1,470,000 | 2,198,000 | 2,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 285,000 | 602,000 | 962,000 | 1,306,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 44,000 |
| Net income | 274,000 | 580,000 | 929,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,406,000 | 12,213,000 | 12,062,000 | 11,894,000 |
| Total capital | 13,378,000 | 13,180,000 | 13,028,000 | 12,859,000 |
| Risk-weighted assets | 77,736,000 | 77,851,000 | 79,635,000 | 84,871,000 |