Call reports 2012
FIRST NATIONAL BANK OF CHADRON — 2012
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,841,000 | 118,701,000 | 118,232,000 | 121,195,000 |
| Total loans | 61,916,000 | 65,152,000 | 59,649,000 | 62,353,000 |
| Allowance for loan losses | 1,004,000 | 1,004,000 | 1,005,000 | 1,007,000 |
| Securities available for sale | 13,601,000 | 13,337,000 | 13,337,000 | 13,565,000 |
| Securities held to maturity | 8,980,000 | 9,614,000 | 10,139,000 | 9,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,744,000 | 93,219,000 | 91,722,000 | 94,123,000 |
| Interest-bearing deposits | 75,312,000 | 76,701,000 | 77,272,000 | 79,457,000 |
| Noninterest-bearing deposits | 13,432,000 | 16,518,000 | 14,450,000 | 14,666,000 |
| Equity capital | 15,023,000 | 15,338,000 | 15,767,000 | 15,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,288,000 | 3,410,000 | 4,492,000 |
| Interest expense | 208,000 | 416,000 | 628,000 | 843,000 |
| Net interest income | 924,000 | 1,872,000 | 2,782,000 | 3,649,000 |
| Noninterest income | 139,000 | 286,000 | 451,000 | 626,000 |
| Noninterest expense | 763,000 | 1,524,000 | 2,164,000 | 2,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 634,000 | 1,069,000 | 1,407,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 43,000 |
| Net income | 289,000 | 613,000 | 1,037,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,207,000 | 12,532,000 | 12,956,000 | 12,632,000 |
| Total capital | 13,163,000 | 13,511,000 | 13,878,000 | 13,573,000 |
| Risk-weighted assets | 76,446,000 | 78,277,000 | 73,672,000 | 75,241,000 |