Call reports 2010
FIRST NATIONAL BANK OF CHADRON — 2010
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,315,000 | 106,842,000 | 108,423,000 | 107,148,000 |
| Total loans | 68,205,000 | 69,623,000 | 62,104,000 | 65,081,000 |
| Allowance for loan losses | 991,000 | 994,000 | 999,000 | 1,000,000 |
| Securities available for sale | 11,865,000 | 8,814,000 | 7,827,000 | 6,199,000 |
| Securities held to maturity | 7,328,000 | 7,428,000 | 7,782,000 | 7,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,683,000 | 83,977,000 | 85,374,000 | 85,358,000 |
| Interest-bearing deposits | 69,193,000 | 73,014,000 | 74,948,000 | 73,781,000 |
| Noninterest-bearing deposits | 9,490,000 | 10,963,000 | 10,426,000 | 11,577,000 |
| Equity capital | 15,409,000 | 15,743,000 | 16,013,000 | 14,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,821,000 | 4,197,000 | 5,500,000 |
| Interest expense | 269,000 | 553,000 | 808,000 | 1,051,000 |
| Net interest income | 1,101,000 | 2,268,000 | 3,389,000 | 4,449,000 |
| Noninterest income | 149,000 | 302,000 | 452,000 | 593,000 |
| Noninterest expense | 745,000 | 1,448,000 | 2,153,000 | 3,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 505,000 | 1,122,000 | 1,688,000 | 1,987,000 |
| Income tax | 9,000 | 19,000 | 29,000 | 39,000 |
| Net income | 496,000 | 1,103,000 | 1,659,000 | 1,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,174,000 | 12,531,000 | 12,837,000 | 11,297,000 |
| Total capital | 13,165,000 | 13,522,000 | 13,778,000 | 12,242,000 |
| Risk-weighted assets | 81,126,000 | 79,240,000 | 75,255,000 | 75,574,000 |