Call reports 2009
FIRST NATIONAL BANK OF CHADRON — 2009
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 103,709,000 | 102,171,000 | 101,286,000 | 104,684,000 |
| Total loans | 64,618,000 | 63,900,000 | 58,929,000 | 60,389,000 |
| Allowance for loan losses | 1,018,000 | 1,018,000 | 995,000 | 995,000 |
| Securities available for sale | 18,321,000 | 14,827,000 | 14,047,000 | 12,506,000 |
| Securities held to maturity | 3,594,000 | 4,274,000 | 7,140,000 | 6,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,681,000 | 80,643,000 | 80,241,000 | 82,929,000 |
| Interest-bearing deposits | 73,025,000 | 71,846,000 | 70,836,000 | 72,445,000 |
| Noninterest-bearing deposits | 9,656,000 | 8,798,000 | 9,405,000 | 10,484,000 |
| Equity capital | 14,344,000 | 14,754,000 | 15,196,000 | 15,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,908,000 | 4,286,000 | 5,638,000 |
| Interest expense | 438,000 | 839,000 | 1,174,000 | 1,468,000 |
| Net interest income | 1,011,000 | 2,069,000 | 3,112,000 | 4,170,000 |
| Noninterest income | 152,000 | 297,000 | 448,000 | 598,000 |
| Noninterest expense | 705,000 | 1,441,000 | 2,165,000 | 2,890,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 458,000 | 925,000 | 1,395,000 | 1,878,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 38,000 |
| Net income | 448,000 | 906,000 | 1,366,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,834,000 | 11,291,000 | 11,752,000 | 12,278,000 |
| Total capital | 11,801,000 | 12,269,000 | 12,673,000 | 13,273,000 |
| Risk-weighted assets | 77,286,000 | 78,169,000 | 73,578,000 | 82,432,000 |