Call reports 2006
FIRST NATIONAL BANK OF CHADRON — 2006
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 53,021,000 | 56,296,000 | 60,815,000 | 57,745,000 |
| Total loans | 30,135,000 | 30,052,000 | 27,161,000 | 28,255,000 |
| Allowance for loan losses | 422,000 | 423,000 | 424,000 | 425,000 |
| Securities available for sale | 15,387,000 | 15,317,000 | 17,438,000 | 20,138,000 |
| Securities held to maturity | 2,943,000 | 2,928,000 | 2,933,000 | 2,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,723,000 | 49,443,000 | 53,200,000 | 49,782,000 |
| Interest-bearing deposits | 40,930,000 | 43,582,000 | 45,291,000 | 42,781,000 |
| Noninterest-bearing deposits | 5,793,000 | 5,861,000 | 7,909,000 | 7,001,000 |
| Equity capital | 6,040,000 | 6,239,000 | 6,587,000 | 6,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,700,000 | 2,608,000 | 3,557,000 |
| Interest expense | 236,000 | 507,000 | 824,000 | 1,184,000 |
| Net interest income | 581,000 | 1,193,000 | 1,784,000 | 2,373,000 |
| Noninterest income | 81,000 | 166,000 | 260,000 | 341,000 |
| Noninterest expense | 357,000 | 703,000 | 1,055,000 | 1,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 656,000 | 989,000 | 1,235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 305,000 | 656,000 | 989,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,780,000 | 6,030,000 | 6,263,000 | 6,509,000 |
| Total capital | 6,202,000 | 6,453,000 | 6,687,000 | 6,934,000 |
| Risk-weighted assets | 36,946,000 | 37,633,000 | 37,404,000 | 36,943,000 |