Call reports 2005
FIRST NATIONAL BANK OF CHADRON — 2005
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 49,514,000 | 51,324,000 | 51,966,000 | 52,240,000 |
| Total loans | 29,702,000 | 31,062,000 | 26,577,000 | 28,662,000 |
| Allowance for loan losses | 443,000 | 443,000 | 444,000 | 416,000 |
| Securities available for sale | 12,137,000 | 12,159,000 | 13,354,000 | 14,901,000 |
| Securities held to maturity | 2,752,000 | 2,918,000 | 3,209,000 | 2,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,957,000 | 45,423,000 | 45,883,000 | 46,093,000 |
| Interest-bearing deposits | 38,727,000 | 40,476,000 | 40,588,000 | 39,985,000 |
| Noninterest-bearing deposits | 5,230,000 | 4,947,000 | 5,295,000 | 6,108,000 |
| Equity capital | 5,257,000 | 5,544,000 | 5,711,000 | 5,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,389,000 | 2,149,000 | 2,918,000 |
| Interest expense | 147,000 | 321,000 | 519,000 | 743,000 |
| Net interest income | 526,000 | 1,068,000 | 1,630,000 | 2,175,000 |
| Noninterest income | 116,000 | 208,000 | 296,000 | 356,000 |
| Noninterest expense | 327,000 | 649,000 | 991,000 | 1,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 627,000 | 935,000 | 1,155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 627,000 | 935,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,942,000 | 5,155,000 | 5,356,000 | 5,474,000 |
| Total capital | 5,355,000 | 5,598,000 | 5,790,000 | 5,890,000 |
| Risk-weighted assets | 33,018,000 | 36,285,000 | 34,696,000 | 35,901,000 |