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Call reports 2004

FIRST NATIONAL BANK OF CHADRON — 2004

What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/613aa6e6-f36b-4cd0-8cbe-470eeaf4fa91/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets46,267,00046,488,00049,103,00051,695,000
Total loans31,008,00030,491,00028,744,00029,689,000
Allowance for loan losses436,000438,000439,000441,000
Securities available for sale8,420,0008,772,00010,483,00010,716,000
Securities held to maturity2,486,0002,120,0002,354,0002,362,000
Trading assets0000
Total deposits40,505,00041,295,00043,730,00046,118,000
Interest-bearing deposits35,804,00036,708,00038,515,00039,123,000
Noninterest-bearing deposits4,702,0004,587,0005,215,0006,995,000
Equity capital4,822,0004,916,0005,082,0005,160,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income590,0001,216,0001,819,0002,437,000
Interest expense127,000254,000391,000533,000
Net interest income463,000962,0001,428,0001,904,000
Noninterest income-7,00073,000163,000275,000
Noninterest expense308,000600,000909,0001,271,000
Provision for loan losses0000
Pretax income148,000435,000682,000908,000
Income tax0000
Net income148,000435,000682,000908,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital4,582,0004,769,0004,917,0004,727,000
Total capital5,018,0005,207,0005,352,0005,167,000
Risk-weighted assets35,270,00034,726,00034,805,00035,167,000

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