Call reports 2003
FIRST NATIONAL BANK OF CHADRON — 2003
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 44,544,000 | 44,697,000 | 44,740,000 | 45,504,000 |
| Total loans | 27,626,000 | 29,828,000 | 25,661,000 | 29,038,000 |
| Allowance for loan losses | 431,000 | 432,000 | 433,000 | 435,000 |
| Securities available for sale | 8,083,000 | 6,825,000 | 6,825,000 | 6,902,000 |
| Securities held to maturity | 1,350,000 | 2,168,000 | 2,018,000 | 2,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,676,000 | 39,688,000 | 39,691,000 | 40,403,000 |
| Interest-bearing deposits | 35,159,000 | 35,444,000 | 35,082,000 | 35,472,000 |
| Noninterest-bearing deposits | 4,517,000 | 4,243,000 | 4,610,000 | 4,931,000 |
| Equity capital | 4,479,000 | 4,615,000 | 4,647,000 | 4,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,235,000 | 1,830,000 | 2,386,000 |
| Interest expense | 170,000 | 332,000 | 483,000 | 626,000 |
| Net interest income | 436,000 | 903,000 | 1,347,000 | 1,760,000 |
| Noninterest income | 53,000 | 122,000 | 184,000 | 242,000 |
| Noninterest expense | 308,000 | 611,000 | 927,000 | 1,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 414,000 | 608,000 | 830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 414,000 | 608,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,185,000 | 4,320,000 | 4,412,000 | 4,534,000 |
| Total capital | 4,594,000 | 4,750,000 | 4,818,000 | 4,962,000 |
| Risk-weighted assets | 32,730,000 | 34,423,000 | 32,426,000 | 34,225,000 |