Call reports 2002
FIRST NATIONAL BANK OF CHADRON — 2002
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,665,000 | 44,871,000 | 42,367,000 | 44,863,000 |
| Total loans | 29,321,000 | 31,894,000 | 27,546,000 | 26,199,000 |
| Allowance for loan losses | 421,000 | 422,000 | 424,000 | 431,000 |
| Securities available for sale | 10,230,000 | 7,585,000 | 7,370,000 | 8,121,000 |
| Securities held to maturity | 1,243,000 | 1,241,000 | 791,000 | 1,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,228,000 | 38,773,000 | 37,648,000 | 40,013,000 |
| Interest-bearing deposits | 34,996,000 | 34,615,000 | 33,395,000 | 35,822,000 |
| Noninterest-bearing deposits | 4,232,000 | 4,157,000 | 4,253,000 | 4,191,000 |
| Equity capital | 3,996,000 | 4,155,000 | 4,281,000 | 4,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,438,000 | 2,125,000 | 2,735,000 |
| Interest expense | 244,000 | 473,000 | 685,000 | 871,000 |
| Net interest income | 458,000 | 965,000 | 1,440,000 | 1,864,000 |
| Noninterest income | 56,000 | 108,000 | 167,000 | 226,000 |
| Noninterest expense | 326,000 | 644,000 | 940,000 | 1,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 429,000 | 667,000 | 815,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 429,000 | 667,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,781,000 | 3,876,000 | 3,956,000 | 4,104,000 |
| Total capital | 4,202,000 | 4,298,000 | 4,376,000 | 4,510,000 |
| Risk-weighted assets | 34,568,000 | 36,202,000 | 33,566,000 | 32,428,000 |