Call reports 2001
FIRST NATIONAL BANK OF CHADRON — 2001
What FIRST NATIONAL BANK OF CHADRON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,023,000 | 43,306,000 | 43,729,000 | 44,767,000 |
| Total loans | 26,405,000 | 27,275,000 | 24,508,000 | 26,655,000 |
| Allowance for loan losses | 428,000 | 429,000 | 440,000 | 441,000 |
| Securities available for sale | 11,738,000 | 10,599,000 | 11,383,000 | 11,561,000 |
| Securities held to maturity | 1,722,000 | 1,710,000 | 1,610,000 | 1,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,622,000 | 38,786,000 | 39,022,000 | 40,197,000 |
| Interest-bearing deposits | 35,057,000 | 35,037,000 | 35,151,000 | 36,423,000 |
| Noninterest-bearing deposits | 3,565,000 | 3,749,000 | 3,871,000 | 3,774,000 |
| Equity capital | 3,815,000 | 3,948,000 | 4,161,000 | 4,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,692,000 | 2,498,000 | 3,235,000 |
| Interest expense | 388,000 | 755,000 | 1,100,000 | 1,390,000 |
| Net interest income | 456,000 | 937,000 | 1,398,000 | 1,845,000 |
| Noninterest income | 53,000 | 102,000 | 156,000 | 211,000 |
| Noninterest expense | 294,000 | 582,000 | 882,000 | 1,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 457,000 | 672,000 | 841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 457,000 | 672,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,598,000 | 3,695,000 | 3,764,000 | 3,739,000 |
| Total capital | 3,980,000 | 4,086,000 | 4,160,000 | 4,156,000 |
| Risk-weighted assets | 30,546,000 | 31,259,000 | 31,645,000 | 33,374,000 |