Call reports 2001
BANK OF LOCKESBURG — 2001
What BANK OF LOCKESBURG reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,239,000 | 23,280,000 | 22,083,000 | 22,411,000 |
| Total loans | 10,243,000 | 10,365,000 | 10,325,000 | 10,371,000 |
| Allowance for loan losses | 88,000 | 92,000 | 93,000 | 91,000 |
| Securities available for sale | 6,120,000 | 6,145,000 | 6,043,000 | 6,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,824,000 | 19,764,000 | 19,984,000 | 20,529,000 |
| Interest-bearing deposits | 18,241,000 | 18,083,000 | 18,137,000 | 18,724,000 |
| Noninterest-bearing deposits | 1,583,000 | 1,681,000 | 1,847,000 | 1,805,000 |
| Equity capital | 3,074,000 | 3,197,000 | 1,802,000 | 1,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 835,000 | 1,214,000 | 1,554,000 |
| Interest expense | 211,000 | 416,000 | 600,000 | 765,000 |
| Net interest income | 213,000 | 419,000 | 614,000 | 789,000 |
| Noninterest income | 16,000 | 37,000 | 61,000 | 81,000 |
| Noninterest expense | 137,000 | 266,000 | 396,000 | 580,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 190,000 | 279,000 | 290,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 93,000 | 189,000 | 277,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,069,000 | 3,166,000 | 1,753,000 | 1,554,000 |
| Total capital | 3,157,000 | 3,258,000 | 1,846,000 | 1,645,000 |
| Risk-weighted assets | 12,243,000 | 12,365,000 | 11,978,000 | 12,086,000 |