Call reports 2025
GATEWAY COMMERCIAL BANK — 2025
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 214,310,000 | 212,502,000 | 225,216,000 | 227,932,000 |
| Total loans | 136,860,000 | 141,974,000 | 148,150,000 | 149,283,000 |
| Allowance for loan losses | 1,470,000 | 1,505,000 | 1,580,000 | 1,972,000 |
| Securities available for sale | 54,653,000 | 53,831,000 | 54,405,000 | 55,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,250,000 | 179,659,000 | 190,746,000 | 192,445,000 |
| Interest-bearing deposits | 123,472,000 | 126,396,000 | 131,569,000 | 134,360,000 |
| Noninterest-bearing deposits | 59,778,000 | 53,263,000 | 59,177,000 | 58,085,000 |
| Equity capital | 22,628,000 | 23,497,000 | 25,105,000 | 24,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,663,000 | 5,470,000 | 8,456,000 | 11,456,000 |
| Interest expense | 922,000 | 1,874,000 | 2,890,000 | 3,874,000 |
| Net interest income | 1,741,000 | 3,596,000 | 5,566,000 | 7,582,000 |
| Noninterest income | 66,000 | 133,000 | 206,000 | 280,000 |
| Noninterest expense | 958,000 | 1,895,000 | 2,821,000 | 3,943,000 |
| Provision for loan losses | 75,000 | 110,000 | 185,000 | 700,000 |
| Pretax income | 774,000 | 1,724,000 | 2,766,000 | 3,219,000 |
| Income tax | 180,000 | 402,000 | 648,000 | 690,000 |
| Net income | 594,000 | 1,322,000 | 2,118,000 | 2,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,968,000 | 27,696,000 | 28,491,000 | 27,343,000 |