Call reports 2022
GATEWAY COMMERCIAL BANK — 2022
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 214,319,000 | 206,562,000 | 200,327,000 | 201,939,000 |
| Total loans | 105,029,000 | 111,369,000 | 105,486,000 | 102,657,000 |
| Allowance for loan losses | 1,097,000 | 1,097,000 | 1,097,000 | 1,097,000 |
| Securities available for sale | 70,936,000 | 73,271,000 | 69,654,000 | 73,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,941,000 | 177,296,000 | 169,902,000 | 170,051,000 |
| Interest-bearing deposits | 122,988,000 | 120,137,000 | 110,260,000 | 106,166,000 |
| Noninterest-bearing deposits | 60,953,000 | 57,159,000 | 59,642,000 | 63,885,000 |
| Equity capital | 18,335,000 | 16,849,000 | 17,533,000 | 17,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,378,000 | 5,205,000 | 7,124,000 |
| Interest expense | 145,000 | 281,000 | 465,000 | 768,000 |
| Net interest income | 1,450,000 | 3,097,000 | 4,740,000 | 6,356,000 |
| Noninterest income | 44,000 | 96,000 | 164,000 | 231,000 |
| Noninterest expense | 780,000 | 1,559,000 | 2,357,000 | 3,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 714,000 | 1,620,000 | 2,533,000 | 3,365,000 |
| Income tax | 179,000 | 403,000 | 632,000 | 840,000 |
| Net income | 535,000 | 1,217,000 | 1,901,000 | 2,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,113,000 | 22,814,000 | 25,179,000 | 25,142,000 |