Call reports 2021
GATEWAY COMMERCIAL BANK — 2021
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,224,000 | 202,009,000 | 206,558,000 | 209,827,000 |
| Total loans | 85,441,000 | 93,001,000 | 101,436,000 | 101,641,000 |
| Allowance for loan losses | 1,010,000 | 1,015,000 | 1,097,000 | 1,097,000 |
| Securities available for sale | 55,838,000 | 60,766,000 | 65,425,000 | 69,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,205,000 | 172,347,000 | 174,565,000 | 176,070,000 |
| Interest-bearing deposits | 111,680,000 | 108,075,000 | 118,547,000 | 118,391,000 |
| Noninterest-bearing deposits | 62,525,000 | 64,272,000 | 56,018,000 | 57,679,000 |
| Equity capital | 18,057,000 | 18,803,000 | 21,076,000 | 20,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,018,000 | 4,661,000 | 6,309,000 |
| Interest expense | 197,000 | 362,000 | 523,000 | 677,000 |
| Net interest income | 1,337,000 | 2,656,000 | 4,138,000 | 5,632,000 |
| Noninterest income | 44,000 | 105,000 | 1,804,000 | 1,860,000 |
| Noninterest expense | 665,000 | 1,348,000 | 2,038,000 | 2,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 716,000 | 1,413,000 | 3,904,000 | 4,753,000 |
| Income tax | 171,000 | 337,000 | 534,000 | 748,000 |
| Net income | 545,000 | 1,076,000 | 3,370,000 | 4,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,420,000 | 18,907,000 | 21,166,000 | 20,649,000 |