Call reports 2019
GATEWAY COMMERCIAL BANK — 2019
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 123,379,000 | 119,148,000 | 125,099,000 | 135,771,000 |
| Total loans | 64,171,000 | 66,557,000 | 73,405,000 | 76,469,000 |
| Allowance for loan losses | 664,000 | 669,000 | 729,000 | 759,000 |
| Securities available for sale | 37,189,000 | 37,908,000 | 34,954,000 | 35,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,360,000 | 91,752,000 | 97,159,000 | 107,483,000 |
| Interest-bearing deposits | 64,346,000 | 60,186,000 | 63,741,000 | 65,507,000 |
| Noninterest-bearing deposits | 32,014,000 | 31,566,000 | 33,418,000 | 41,976,000 |
| Equity capital | 16,421,000 | 17,128,000 | 17,484,000 | 16,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,410,000 | 3,691,000 | 5,029,000 |
| Interest expense | 219,000 | 470,000 | 731,000 | 998,000 |
| Net interest income | 976,000 | 1,940,000 | 2,960,000 | 4,031,000 |
| Noninterest income | 42,000 | 87,000 | 132,000 | 192,000 |
| Noninterest expense | 587,000 | 1,207,000 | 1,794,000 | 2,405,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 80,000 |
| Pretax income | 431,000 | 820,000 | 1,266,000 | 1,761,000 |
| Income tax | 104,000 | 194,000 | 303,000 | 423,000 |
| Net income | 327,000 | 626,000 | 963,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,799,000 | 17,097,000 | 17,434,000 | 16,901,000 |
| Total capital | 17,477,000 | 17,780,000 | 18,177,000 | 17,674,000 |
| Risk-weighted assets | 85,418,000 | 86,942,000 | 93,851,000 | 97,272,000 |