Call reports 2018
GATEWAY COMMERCIAL BANK — 2018
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 124,025,000 | 121,508,000 | 118,592,000 | 121,654,000 |
| Total loans | 67,599,000 | 65,947,000 | 65,825,000 | 63,319,000 |
| Allowance for loan losses | 608,000 | 612,000 | 653,000 | 659,000 |
| Securities available for sale | 38,260,000 | 36,972,000 | 36,399,000 | 34,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,929,000 | 94,637,000 | 94,240,000 | 96,304,000 |
| Interest-bearing deposits | 70,809,000 | 67,444,000 | 64,305,000 | 64,323,000 |
| Noninterest-bearing deposits | 28,120,000 | 27,193,000 | 29,935,000 | 31,981,000 |
| Equity capital | 15,560,000 | 15,796,000 | 16,015,000 | 15,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,277,000 | 3,473,000 | 4,636,000 |
| Interest expense | 152,000 | 337,000 | 551,000 | 757,000 |
| Net interest income | 973,000 | 1,940,000 | 2,922,000 | 3,879,000 |
| Noninterest income | 74,000 | 120,000 | 164,000 | 256,000 |
| Noninterest expense | 594,000 | 1,197,000 | 1,772,000 | 2,424,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 448,000 | 832,000 | 1,283,000 | 1,680,000 |
| Income tax | 104,000 | 190,000 | 297,000 | 389,000 |
| Net income | 344,000 | 642,000 | 986,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,363,000 | 16,661,000 | 17,005,000 | 16,471,000 |
| Total capital | 16,985,000 | 17,287,000 | 17,672,000 | 17,144,000 |
| Risk-weighted assets | 86,699,000 | 85,178,000 | 84,571,000 | 84,004,000 |