Call reports 2017
GATEWAY COMMERCIAL BANK — 2017
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 120,535,000 | 129,322,000 | 124,136,000 | 123,513,000 |
| Total loans | 69,822,000 | 68,725,000 | 66,786,000 | 68,749,000 |
| Allowance for loan losses | 708,000 | 446,000 | 458,000 | 601,000 |
| Securities available for sale | 33,653,000 | 34,757,000 | 39,108,000 | 40,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,208,000 | 102,347,000 | 96,495,000 | 96,165,000 |
| Interest-bearing deposits | 69,613,000 | 77,406,000 | 71,530,000 | 71,276,000 |
| Noninterest-bearing deposits | 24,595,000 | 24,941,000 | 24,965,000 | 24,889,000 |
| Equity capital | 14,826,000 | 15,469,000 | 16,162,000 | 15,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,173,000 | 3,313,000 | 4,467,000 |
| Interest expense | 117,000 | 253,000 | 399,000 | 555,000 |
| Net interest income | 930,000 | 1,920,000 | 2,914,000 | 3,912,000 |
| Noninterest income | 41,000 | 84,000 | 173,000 | 265,000 |
| Noninterest expense | 605,000 | 1,216,000 | 1,836,000 | 2,643,000 |
| Provision for loan losses | 15,000 | 23,000 | 45,000 | 187,000 |
| Pretax income | 351,000 | 764,000 | 1,205,000 | 1,346,000 |
| Income tax | 99,000 | 246,000 | 401,000 | 454,000 |
| Net income | 252,000 | 518,000 | 804,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,082,000 | 15,507,000 | 16,293,000 | 16,008,000 |
| Total capital | 15,804,000 | 15,967,000 | 16,765,000 | 16,623,000 |
| Risk-weighted assets | 87,756,000 | 89,549,000 | 86,796,000 | 88,110,000 |