Call reports 2016
GATEWAY COMMERCIAL BANK — 2016
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 109,852,000 | 109,073,000 | 110,302,000 | 112,243,000 |
| Total loans | 60,132,000 | 63,490,000 | 65,400,000 | 64,752,000 |
| Allowance for loan losses | 756,000 | 758,000 | 769,000 | 665,000 |
| Securities available for sale | 34,571,000 | 31,054,000 | 31,851,000 | 33,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,841,000 | 84,704,000 | 87,222,000 | 89,294,000 |
| Interest-bearing deposits | 65,751,000 | 66,556,000 | 66,775,000 | 64,888,000 |
| Noninterest-bearing deposits | 20,090,000 | 18,148,000 | 20,447,000 | 24,406,000 |
| Equity capital | 14,608,000 | 14,659,000 | 14,839,000 | 14,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,927,000 | 2,932,000 | 3,977,000 |
| Interest expense | 113,000 | 229,000 | 349,000 | 465,000 |
| Net interest income | 844,000 | 1,698,000 | 2,583,000 | 3,512,000 |
| Noninterest income | 47,000 | 93,000 | 140,000 | 188,000 |
| Noninterest expense | 529,000 | 1,075,000 | 1,615,000 | 2,177,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 219,000 |
| Pretax income | 364,000 | 762,000 | 1,144,000 | 1,350,000 |
| Income tax | 116,000 | 260,000 | 398,000 | 473,000 |
| Net income | 248,000 | 502,000 | 746,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,573,000 | 14,489,000 | 14,698,000 | 14,801,000 |
| Total capital | 15,343,000 | 15,261,000 | 15,481,000 | 15,480,000 |
| Risk-weighted assets | 76,346,000 | 79,122,000 | 81,226,000 | 81,705,000 |