Call reports 2012
GATEWAY COMMERCIAL BANK — 2012
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,256,000 | 83,607,000 | 82,870,000 | 80,375,000 |
| Total loans | 41,888,000 | 43,511,000 | 47,257,000 | 44,384,000 |
| Allowance for loan losses | 368,000 | 400,000 | 414,000 | 415,000 |
| Securities available for sale | 31,296,000 | 25,308,000 | 27,192,000 | 29,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,696,000 | 70,824,000 | 69,739,000 | 67,499,000 |
| Interest-bearing deposits | 59,543,000 | 59,046,000 | 58,301,000 | 55,704,000 |
| Noninterest-bearing deposits | 10,153,000 | 11,778,000 | 11,438,000 | 11,795,000 |
| Equity capital | 12,433,000 | 12,664,000 | 12,978,000 | 12,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,576,000 | 2,389,000 | 3,166,000 |
| Interest expense | 129,000 | 251,000 | 362,000 | 471,000 |
| Net interest income | 664,000 | 1,325,000 | 2,027,000 | 2,695,000 |
| Noninterest income | 21,000 | 31,000 | 59,000 | 88,000 |
| Noninterest expense | 476,000 | 973,000 | 1,449,000 | 1,934,000 |
| Provision for loan losses | 0 | 125,000 | 141,000 | 141,000 |
| Pretax income | 209,000 | 302,000 | 540,000 | 755,000 |
| Income tax | 0 | 0 | 0 | 129,000 |
| Net income | 209,000 | 302,000 | 540,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,996,000 | 12,095,000 | 12,339,000 | 12,431,000 |
| Total capital | 12,401,000 | 12,529,000 | 12,789,000 | 12,881,000 |
| Risk-weighted assets | 54,665,000 | 54,159,000 | 57,526,000 | 55,696,000 |