Call reports 2011
GATEWAY COMMERCIAL BANK — 2011
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,959,000 | 76,551,000 | 75,369,000 | 78,904,000 |
| Total loans | 35,741,000 | 36,936,000 | 39,258,000 | 39,428,000 |
| Allowance for loan losses | 306,000 | 332,000 | 362,000 | 368,000 |
| Securities available for sale | 23,720,000 | 23,501,000 | 23,995,000 | 26,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,932,000 | 64,882,000 | 63,006,000 | 66,507,000 |
| Interest-bearing deposits | 55,471,000 | 58,853,000 | 56,006,000 | 58,909,000 |
| Noninterest-bearing deposits | 6,461,000 | 6,029,000 | 7,000,000 | 7,598,000 |
| Equity capital | 10,907,000 | 11,542,000 | 12,256,000 | 12,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,429,000 | 2,194,000 | 2,958,000 |
| Interest expense | 163,000 | 319,000 | 453,000 | 586,000 |
| Net interest income | 524,000 | 1,110,000 | 1,741,000 | 2,372,000 |
| Noninterest income | 7,000 | 18,000 | 31,000 | 48,000 |
| Noninterest expense | 441,000 | 850,000 | 1,254,000 | 1,753,000 |
| Provision for loan losses | 0 | 23,000 | 58,000 | 103,000 |
| Pretax income | 90,000 | 255,000 | 520,000 | 624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 255,000 | 520,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,780,000 | 10,954,000 | 11,385,000 | 11,781,000 |
| Total capital | 11,118,000 | 11,315,000 | 11,781,000 | 12,187,000 |
| Risk-weighted assets | 44,933,000 | 46,254,000 | 49,059,000 | 50,430,000 |