Call reports 2010
GATEWAY COMMERCIAL BANK — 2010
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,992,000 | 67,886,000 | 69,485,000 | 71,242,000 |
| Total loans | 31,982,000 | 33,536,000 | 34,525,000 | 33,163,000 |
| Allowance for loan losses | 314,000 | 330,000 | 324,000 | 303,000 |
| Securities available for sale | 13,733,000 | 18,766,000 | 16,831,000 | 23,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,073,000 | 56,712,000 | 58,234,000 | 60,324,000 |
| Interest-bearing deposits | 47,716,000 | 52,552,000 | 54,557,000 | 55,119,000 |
| Noninterest-bearing deposits | 2,357,000 | 4,160,000 | 3,677,000 | 5,205,000 |
| Equity capital | 10,817,000 | 11,048,000 | 11,145,000 | 10,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,303,000 | 1,999,000 | 2,682,000 |
| Interest expense | 215,000 | 434,000 | 633,000 | 812,000 |
| Net interest income | 419,000 | 869,000 | 1,366,000 | 1,870,000 |
| Noninterest income | 10,000 | 23,000 | 33,000 | 42,000 |
| Noninterest expense | 407,000 | 822,000 | 1,262,000 | 1,671,000 |
| Provision for loan losses | 0 | 13,000 | 75,000 | 156,000 |
| Pretax income | 22,000 | 74,000 | 79,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 74,000 | 79,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,507,000 | 10,586,000 | 10,617,000 | 10,664,000 |
| Total capital | 10,855,000 | 10,946,000 | 10,968,000 | 11,002,000 |
| Risk-weighted assets | 39,343,000 | 41,670,000 | 43,297,000 | 42,761,000 |