Call reports 2009
GATEWAY COMMERCIAL BANK — 2009
What GATEWAY COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 27,937,000 | 37,959,000 | 52,169,000 | 54,513,000 |
| Total loans | 23,335,000 | 29,079,000 | 29,780,000 | 31,398,000 |
| Allowance for loan losses | 199,000 | 264,000 | 272,000 | 312,000 |
| Securities available for sale | 1,756,000 | 1,622,000 | 6,680,000 | 12,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,413,000 | 25,494,000 | 39,689,000 | 43,779,000 |
| Interest-bearing deposits | 14,001,000 | 22,757,000 | 37,853,000 | 41,543,000 |
| Noninterest-bearing deposits | 1,412,000 | 2,737,000 | 1,836,000 | 2,236,000 |
| Equity capital | 10,913,000 | 10,831,000 | 10,818,000 | 10,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 780,000 | 1,309,000 | 1,903,000 |
| Interest expense | 76,000 | 179,000 | 373,000 | 586,000 |
| Net interest income | 264,000 | 601,000 | 936,000 | 1,317,000 |
| Noninterest income | 6,000 | 9,000 | 13,000 | 22,000 |
| Noninterest expense | 359,000 | 749,000 | 1,174,000 | 1,598,000 |
| Provision for loan losses | 59,000 | 125,000 | 136,000 | 186,000 |
| Pretax income | -148,000 | -264,000 | -361,000 | -445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -148,000 | -264,000 | -361,000 | -445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,633,000 | 10,559,000 | 10,504,000 | 10,461,000 |
| Total capital | 10,853,000 | 10,846,000 | 10,802,000 | 10,809,000 |
| Risk-weighted assets | 26,299,000 | 33,492,000 | 37,566,000 | 37,274,000 |