Call reports 2024
COMMERCIAL BANK OF GRAYSON, THE — 2024
What COMMERCIAL BANK OF GRAYSON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 221,357,000 | 224,993,000 | 227,236,000 | 230,123,000 |
| Total loans | 135,189,000 | 139,158,000 | 142,787,000 | 145,283,000 |
| Allowance for loan losses | 1,619,000 | 1,795,000 | 1,874,000 | 1,962,000 |
| Securities available for sale | 69,016,000 | 67,472,000 | 66,102,000 | 64,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,511,000 | 196,831,000 | 201,981,000 | 205,842,000 |
| Interest-bearing deposits | 119,105,000 | 118,910,000 | 126,301,000 | 128,045,000 |
| Noninterest-bearing deposits | 76,406,000 | 77,921,000 | 75,680,000 | 77,797,000 |
| Equity capital | 21,705,000 | 22,629,000 | 24,129,000 | 23,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,646,000 | 7,155,000 | 9,785,000 |
| Interest expense | 449,000 | 918,000 | 1,422,000 | 1,960,000 |
| Net interest income | 1,827,000 | 3,728,000 | 5,733,000 | 7,825,000 |
| Noninterest income | 330,000 | 963,000 | 1,317,000 | 1,663,000 |
| Noninterest expense | 1,592,000 | 3,450,000 | 5,119,000 | 6,841,000 |
| Provision for loan losses | 63,000 | 146,000 | 209,000 | 271,000 |
| Pretax income | 502,000 | 1,095,000 | 1,722,000 | 2,376,000 |
| Income tax | 116,000 | 193,000 | 309,000 | 469,000 |
| Net income | 386,000 | 902,000 | 1,413,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,668,000 | 27,195,000 | 27,380,000 | 27,373,000 |
| Total capital | 28,287,000 | 28,990,000 | 29,254,000 | 29,285,000 |
| Risk-weighted assets | 146,705,000 | 149,705,000 | 150,580,000 | 152,926,000 |
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