Call reports 2017
COMMERCIAL BANK OF GRAYSON, THE — 2017
What COMMERCIAL BANK OF GRAYSON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 178,077,000 | 178,433,000 | 177,987,000 | 175,733,000 |
| Total loans | 71,641,000 | 72,807,000 | 72,683,000 | 72,198,000 |
| Allowance for loan losses | 966,000 | 949,000 | 914,000 | 889,000 |
| Securities available for sale | 62,464,000 | 66,377,000 | 65,810,000 | 69,360,000 |
| Securities held to maturity | 23,652,000 | 22,431,000 | 21,948,000 | 20,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,102,000 | 151,790,000 | 151,087,000 | 149,377,000 |
| Interest-bearing deposits | 99,310,000 | 99,761,000 | 97,982,000 | 97,238,000 |
| Noninterest-bearing deposits | 52,792,000 | 52,029,000 | 53,105,000 | 52,139,000 |
| Equity capital | 25,303,000 | 25,817,000 | 25,925,000 | 25,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,029,000 | 4,629,000 | 6,202,000 |
| Interest expense | 33,000 | 67,000 | 115,000 | 165,000 |
| Net interest income | 1,474,000 | 2,962,000 | 4,514,000 | 6,037,000 |
| Noninterest income | 296,000 | 592,000 | 884,000 | 1,201,000 |
| Noninterest expense | 1,377,000 | 2,772,000 | 4,201,000 | 5,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 389,000 | 780,000 | 1,208,000 | 1,624,000 |
| Income tax | 91,000 | 174,000 | 269,000 | 365,000 |
| Net income | 298,000 | 606,000 | 939,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,597,000 | 25,740,000 | 25,907,000 | 25,577,000 |
| Total capital | 26,563,000 | 26,689,000 | 26,821,000 | 26,466,000 |
| Risk-weighted assets | 98,306,000 | 97,997,000 | 99,675,000 | 97,818,000 |