Call reports 2014
COMMERCIAL BANK OF GRAYSON, THE — 2014
What COMMERCIAL BANK OF GRAYSON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 167,582,000 | 165,114,000 | 163,882,000 | 168,447,000 |
| Total loans | 65,596,000 | 66,497,000 | 66,583,000 | 66,998,000 |
| Allowance for loan losses | 1,176,000 | 1,195,000 | 1,184,000 | 1,162,000 |
| Securities available for sale | 61,316,000 | 60,205,000 | 60,427,000 | 60,699,000 |
| Securities held to maturity | 22,445,000 | 23,063,000 | 22,753,000 | 23,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,891,000 | 138,116,000 | 136,968,000 | 141,799,000 |
| Interest-bearing deposits | 101,600,000 | 98,841,000 | 98,660,000 | 99,470,000 |
| Noninterest-bearing deposits | 39,291,000 | 39,275,000 | 38,308,000 | 42,329,000 |
| Equity capital | 25,880,000 | 26,009,000 | 25,954,000 | 25,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,820,000 | 4,280,000 | 5,734,000 |
| Interest expense | 36,000 | 70,000 | 103,000 | 137,000 |
| Net interest income | 1,371,000 | 2,750,000 | 4,177,000 | 5,597,000 |
| Noninterest income | 241,000 | 511,000 | 760,000 | 1,018,000 |
| Noninterest expense | 1,408,000 | 2,922,000 | 4,288,000 | 5,730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 226,000 | 364,000 | 686,000 | 935,000 |
| Income tax | 38,000 | 48,000 | 121,000 | 161,000 |
| Net income | 188,000 | 316,000 | 565,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,766,000 | 25,819,000 | 25,943,000 | 25,455,000 |
| Total capital | 26,891,000 | 26,940,000 | 27,051,000 | 26,584,000 |
| Risk-weighted assets | 89,965,000 | 89,582,000 | 88,577,000 | 90,296,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK OF GRAYSON, THE — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.