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Call reports 2010

COMMERCIAL BANK OF GRAYSON, THE — 2010

What COMMERCIAL BANK OF GRAYSON, THE reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6131309d-9865-4524-99e5-a63e3196f036/2010

Balance sheet

What the bank holds and owes at quarter end

Measure2010Q12010Q22010Q32010Q4
Total assets161,667,000164,348,000163,559,000163,596,000
Total loans71,118,00071,819,00071,339,00071,415,000
Allowance for loan losses1,183,0001,162,0001,191,0001,211,000
Securities available for sale50,898,00053,007,00054,672,00054,422,000
Securities held to maturity22,026,00021,241,00020,017,00020,917,000
Trading assets0000
Total deposits133,871,000135,977,000134,782,000135,852,000
Interest-bearing deposits101,610,000103,640,00099,993,000100,755,000
Noninterest-bearing deposits32,261,00032,337,00034,789,00035,097,000
Equity capital26,359,00026,780,00026,995,00026,328,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2010Q12010Q22010Q32010Q4
Interest income1,889,0003,768,0005,620,0007,429,000
Interest expense168,000329,000483,000621,000
Net interest income1,721,0003,439,0005,137,0006,808,000
Noninterest income247,000493,000688,000979,000
Noninterest expense1,622,0003,076,0004,533,0006,058,000
Provision for loan losses23,00045,00073,000103,000
Pretax income323,000811,0001,219,0001,626,000
Income tax52,000162,000248,000326,000
Net income271,000649,000971,0001,300,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2010Q12010Q22010Q32010Q4
Tier 1 capital25,442,00025,648,00025,810,00025,516,000
Total capital26,445,00026,669,00026,821,00026,539,000
Risk-weighted assets80,052,00081,547,00080,740,00081,636,000

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