Call reports 2006
COMMERCIAL BANK OF GRAYSON, THE — 2006
What COMMERCIAL BANK OF GRAYSON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 154,598,000 | 151,089,000 | 149,142,000 | 151,232,000 |
| Total loans | 70,089,000 | 70,190,000 | 72,253,000 | 71,874,000 |
| Allowance for loan losses | 1,427,000 | 1,443,000 | 1,446,000 | 1,402,000 |
| Securities available for sale | 51,939,000 | 49,169,000 | 47,393,000 | 47,154,000 |
| Securities held to maturity | 14,024,000 | 13,794,000 | 14,871,000 | 17,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,672,000 | 127,879,000 | 124,935,000 | 126,848,000 |
| Interest-bearing deposits | 103,366,000 | 99,884,000 | 98,005,000 | 99,363,000 |
| Noninterest-bearing deposits | 28,306,000 | 27,995,000 | 26,930,000 | 27,485,000 |
| Equity capital | 21,627,000 | 21,836,000 | 22,627,000 | 23,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,993,000 | 6,185,000 | 8,426,000 |
| Interest expense | 405,000 | 836,000 | 1,301,000 | 1,797,000 |
| Net interest income | 1,539,000 | 3,157,000 | 4,884,000 | 6,629,000 |
| Noninterest income | 200,000 | 401,000 | 611,000 | 836,000 |
| Noninterest expense | 1,273,000 | 2,474,000 | 3,701,000 | 4,994,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 426,000 | 1,029,000 | 1,724,000 | 2,379,000 |
| Income tax | 121,000 | 299,000 | 504,000 | 662,000 |
| Net income | 305,000 | 730,000 | 1,220,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,983,000 | 22,283,000 | 22,774,000 | 23,221,000 |
| Total capital | 22,892,000 | 23,211,000 | 23,729,000 | 24,169,000 |
| Risk-weighted assets | 72,220,000 | 73,739,000 | 75,899,000 | 75,385,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK OF GRAYSON, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.