Call reports 2026
COMMERCIAL STATE BANK — 2026
What COMMERCIAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 253,971,000 | 264,422,000 |
| Total loans | 214,050,000 | 218,832,000 |
| Allowance for loan losses | 2,412,000 | 2,393,000 |
| Securities available for sale | 12,034,000 | 12,945,000 |
| Securities held to maturity | 11,441,000 | 10,991,000 |
| Trading assets | 0 | 0 |
| Total deposits | 227,330,000 | 237,305,000 |
| Interest-bearing deposits | 201,435,000 | 212,066,000 |
| Noninterest-bearing deposits | 25,896,000 | 25,239,000 |
| Equity capital | 24,598,000 | 24,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,946,000 | 8,069,000 |
| Interest expense | 1,598,000 | 3,256,000 |
| Net interest income | 2,348,000 | 4,813,000 |
| Noninterest income | 194,000 | 406,000 |
| Noninterest expense | 1,363,000 | 2,669,000 |
| Provision for loan losses | 75,000 | 165,000 |
| Pretax income | 1,104,000 | 2,385,000 |
| Income tax | 25,000 | 49,000 |
| Net income | 1,079,000 | 2,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,888,000 | 25,241,000 |