Call report 2005Q4
COMMERCIAL STATE BANK — 2005Q4
The 22 measures COMMERCIAL STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,587,000 | USD | evidence → |
| Total loans | 39,011,000 | USD | evidence → |
| Allowance for loan losses | 662,000 | USD | evidence → |
| Securities available for sale | 8,420,000 | USD | evidence → |
| Securities held to maturity | 2,621,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,726,000 | USD | evidence → |
| Interest-bearing deposits | 40,898,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,828,000 | USD | evidence → |
| Equity capital | 5,549,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,051,000 | USD | evidence → |
| Interest expense | 1,150,000 | USD | evidence → |
| Net interest income | 1,901,000 | USD | evidence → |
| Noninterest income | 215,000 | USD | evidence → |
| Noninterest expense | 1,187,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 628,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 607,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,784,000 | USD | evidence → |
| Total capital | 6,287,000 | USD | evidence → |
| Risk-weighted assets | 40,107,000 | USD | evidence → |