Call report 2004Q4
COMMERCIAL STATE BANK — 2004Q4
The 22 measures COMMERCIAL STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,074,000 | USD | evidence → |
| Total loans | 35,567,000 | USD | evidence → |
| Allowance for loan losses | 680,000 | USD | evidence → |
| Securities available for sale | 10,969,000 | USD | evidence → |
| Securities held to maturity | 2,524,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,537,000 | USD | evidence → |
| Interest-bearing deposits | 40,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,795,000 | USD | evidence → |
| Equity capital | 5,628,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,883,000 | USD | evidence → |
| Interest expense | 1,010,000 | USD | evidence → |
| Net interest income | 1,873,000 | USD | evidence → |
| Noninterest income | 358,000 | USD | evidence → |
| Noninterest expense | 1,159,000 | USD | evidence → |
| Provision for loan losses | 205,000 | USD | evidence → |
| Pretax income | 876,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 855,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,656,000 | USD | evidence → |
| Total capital | 6,119,000 | USD | evidence → |
| Risk-weighted assets | 36,833,000 | USD | evidence → |