Call report 2003Q4
COMMERCIAL STATE BANK — 2003Q4
The 22 measures COMMERCIAL STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,912,000 | USD | evidence → |
| Total loans | 31,460,000 | USD | evidence → |
| Allowance for loan losses | 868,000 | USD | evidence → |
| Securities available for sale | 15,079,000 | USD | evidence → |
| Securities held to maturity | 2,070,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,850,000 | USD | evidence → |
| Interest-bearing deposits | 40,587,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,263,000 | USD | evidence → |
| Equity capital | 5,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,870,000 | USD | evidence → |
| Interest expense | 1,119,000 | USD | evidence → |
| Net interest income | 1,751,000 | USD | evidence → |
| Noninterest income | 372,000 | USD | evidence → |
| Noninterest expense | 1,099,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 899,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 879,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,249,000 | USD | evidence → |
| Total capital | 5,676,000 | USD | evidence → |
| Risk-weighted assets | 33,685,000 | USD | evidence → |