Call report 2002Q4
COMMERCIAL STATE BANK — 2002Q4
The 22 measures COMMERCIAL STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,299,000 | USD | evidence → |
| Total loans | 34,507,000 | USD | evidence → |
| Allowance for loan losses | 913,000 | USD | evidence → |
| Securities available for sale | 8,100,000 | USD | evidence → |
| Securities held to maturity | 1,426,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,033,000 | USD | evidence → |
| Interest-bearing deposits | 40,230,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,803,000 | USD | evidence → |
| Equity capital | 5,071,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,197,000 | USD | evidence → |
| Interest expense | 1,395,000 | USD | evidence → |
| Net interest income | 1,802,000 | USD | evidence → |
| Noninterest income | 266,000 | USD | evidence → |
| Noninterest expense | 1,070,000 | USD | evidence → |
| Provision for loan losses | 355,000 | USD | evidence → |
| Pretax income | 661,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 641,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,882,000 | USD | evidence → |
| Total capital | 5,368,000 | USD | evidence → |
| Risk-weighted assets | 38,437,000 | USD | evidence → |