Call reports 2022
MERCHANTS & PLANTERS BANK — 2022
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 363,346,000 | 349,790,000 | 349,704,000 | 331,443,000 |
| Total loans | 140,732,000 | 171,416,000 | 181,692,000 | 163,287,000 |
| Allowance for loan losses | 1,308,000 | 1,436,000 | 1,781,000 | 1,952,000 |
| Securities available for sale | 91,557,000 | 81,490,000 | 73,950,000 | 73,679,000 |
| Securities held to maturity | 29,757,000 | 58,654,000 | 57,911,000 | 48,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,348,000 | 318,306,000 | 308,170,000 | 299,914,000 |
| Interest-bearing deposits | 239,605,000 | 233,586,000 | 220,902,000 | 213,819,000 |
| Noninterest-bearing deposits | 90,743,000 | 84,720,000 | 87,268,000 | 86,095,000 |
| Equity capital | 28,570,000 | 27,054,000 | 25,580,000 | 26,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 5,271,000 | 8,621,000 | 11,956,000 |
| Interest expense | 270,000 | 536,000 | 884,000 | 1,464,000 |
| Net interest income | 2,135,000 | 4,735,000 | 7,737,000 | 10,492,000 |
| Noninterest income | 965,000 | 2,008,000 | 2,974,000 | 3,853,000 |
| Noninterest expense | 2,579,000 | 5,081,000 | 7,763,000 | 10,529,000 |
| Provision for loan losses | 25,000 | 225,000 | 570,000 | 770,000 |
| Pretax income | 496,000 | 1,437,000 | 2,378,000 | 3,046,000 |
| Income tax | 105,000 | 311,000 | 497,000 | 693,000 |
| Net income | 391,000 | 1,126,000 | 1,881,000 | 2,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,634,000 | 32,869,000 | 33,624,000 | 33,346,000 |