Call reports 2018
MERCHANTS & PLANTERS BANK — 2018
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 258,515,000 | 257,387,000 | 267,441,000 | 264,247,000 |
| Total loans | 167,940,000 | 182,669,000 | 192,869,000 | 176,560,000 |
| Allowance for loan losses | 1,365,000 | 1,284,000 | 1,399,000 | 1,405,000 |
| Securities available for sale | 47,742,000 | 44,163,000 | 43,851,000 | 44,947,000 |
| Securities held to maturity | 2,020,000 | 2,004,000 | 1,992,000 | 1,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,109,000 | 214,651,000 | 231,171,000 | 232,147,000 |
| Interest-bearing deposits | 168,921,000 | 162,549,000 | 182,583,000 | 177,486,000 |
| Noninterest-bearing deposits | 56,188,000 | 52,102,000 | 48,588,000 | 54,661,000 |
| Equity capital | 26,302,000 | 26,957,000 | 26,929,000 | 27,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 5,271,000 | 8,290,000 | 11,239,000 |
| Interest expense | 311,000 | 652,000 | 1,110,000 | 1,634,000 |
| Net interest income | 2,207,000 | 4,619,000 | 7,180,000 | 9,605,000 |
| Noninterest income | 738,000 | 1,565,000 | 2,394,000 | 3,233,000 |
| Noninterest expense | 2,373,000 | 4,652,000 | 7,062,000 | 9,466,000 |
| Provision for loan losses | 25,000 | 125,000 | 260,000 | 270,000 |
| Pretax income | 550,000 | 1,407,000 | 2,252,000 | 3,102,000 |
| Income tax | 73,000 | 245,000 | 486,000 | 709,000 |
| Net income | 477,000 | 1,162,000 | 1,766,000 | 2,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,549,000 | 28,234,000 | 28,438,000 | 28,565,000 |
| Total capital | 28,914,000 | 29,518,000 | 29,837,000 | 29,970,000 |
| Risk-weighted assets | 199,210,000 | 209,448,000 | 214,333,000 | 202,294,000 |