Call reports 2017
MERCHANTS & PLANTERS BANK — 2017
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 253,921,000 | 258,002,000 | 263,853,000 | 261,997,000 |
| Total loans | 159,494,000 | 171,980,000 | 178,520,000 | 164,968,000 |
| Allowance for loan losses | 1,358,000 | 1,372,000 | 1,390,000 | 1,367,000 |
| Securities available for sale | 56,711,000 | 53,008,000 | 51,892,000 | 50,204,000 |
| Securities held to maturity | 2,116,000 | 2,072,000 | 2,058,000 | 2,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,155,000 | 200,708,000 | 209,845,000 | 214,393,000 |
| Interest-bearing deposits | 153,172,000 | 151,191,000 | 162,516,000 | 163,698,000 |
| Noninterest-bearing deposits | 50,983,000 | 49,517,000 | 47,329,000 | 50,695,000 |
| Equity capital | 24,983,000 | 26,181,000 | 26,710,000 | 26,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,889,000 | 7,538,000 | 10,178,000 |
| Interest expense | 220,000 | 490,000 | 804,000 | 1,146,000 |
| Net interest income | 2,129,000 | 4,399,000 | 6,734,000 | 9,032,000 |
| Noninterest income | 760,000 | 1,492,000 | 2,209,000 | 2,948,000 |
| Noninterest expense | 2,178,000 | 4,317,000 | 6,583,000 | 8,826,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 100,000 |
| Pretax income | 709,000 | 1,556,000 | 2,292,000 | 3,124,000 |
| Income tax | 279,000 | 407,000 | 588,000 | 1,017,000 |
| Net income | 430,000 | 1,149,000 | 1,704,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,645,000 | 26,365,000 | 26,916,000 | 27,072,000 |
| Total capital | 27,003,000 | 27,737,000 | 28,306,000 | 28,439,000 |
| Risk-weighted assets | 190,576,000 | 198,347,000 | 203,034,000 | 191,833,000 |